Credit Risk & Analytics Manager/Senior Manager

Financial Products & Services team at LINE MAN Wongnai connects financially underserved customers on our platform, from small business merchants to delivery riders, with a span of financial services offerings, and is one of the fastest growing business unit within LMWN

With the power of a large-scale ecosystem, data, and technology, the in-house Fintech team helps Thai people live better and be more financially inclusive with uniquely innovative products and access to digital finance.

Credit Risk & Analytics Manager will be responsible for managing overall portfolio risk management, credit risk strategies, and policy implementation of financial products servicing to more than half a million people

Responsibilities:

• Full ownership of portfolio risks and analytics, work cross functionally with data science, business intelligence, product and other internal parties to improve efficiency of credit performance and decision making framework.
• Engage in development of new products, maximize commercial opportunities through development of optimal product strategy, pricing structure, and risk segmentation.
• Lead the validation and recalibration of risk models, ensuring they accurately reflect current risks and are compliant with internal policies and regulatory standards.
• Modify existing policies according to business needs, understand customer demographics, and design demographic/customer-specific credit policies that consider operational and distribution risks.
• Represent the business in discussions with internal and external stakeholders in risk-related matters.
• Mentor a group of analysts, providing guidance, support, and development to ensure high performance.

Qualifications:

• 7-9 years of experience in credit risk management and analytics related roles, preferably in financial services (Lending) sectors.
• Bachelor’s or Master’s Degree in Statistics, Mathematics, Finance, Economics or other related fields.
• Strong analytical skills with the ability to interpret extensive data and turn it into actionable strategies.
• Excellent verbal and written communication skills in Thai and English, including the ability to communicate complex information clearly and concisely.
• Ability to work effectively in a fast-paced, dynamic environment.
• Strong decision-making skills and proven track record of leadership.